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You have always prided yourself on meeting your financial obligations. Those obligations consisted of making credit card payments prior to their due date, having only a few credit cards, taking advantage of low interest rates because of your responsible actions, etc.

However, some recent actions have caught your attention and you are beginning to wonder if you have become a victim of identity theft. Those recent actions that have caused you to think this way have been phone calls from debt collectors, a credit card mailed to you that you did not request and being turned down for a revolving charge card because of delinquent payments.

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